Terms & Conditions

Last Updated: February 20, 2026

These Terms & Conditions (“Terms”) govern your use of this website and any related online services operated by Genius Group Coverage (operated by Genius Group LLC). By accessing or using our site, requesting information, or submitting forms, you agree to these Terms. If you do not agree, do not use the site.

1) Definitions

• “Company,” “we,” “us,” “our” refers to Genius Group LLC and the Genius Group Coverage brand.
• “You” refers to the visitor, user, or customer using the site.
• “Service contract” refers to a home service contract (often called a home warranty) offered by us, subject to state availability and the written agreement you purchase.
• “Service request” refers to a request for diagnosis, repair, or replacement under a service contract.

2) Website information is not the contract

This website provides general information about home service contract coverage and related services. Coverage details, limitations, exclusions, service fees, caps, and eligibility requirements are defined in the written service contract you purchase and any applicable state-specific provisions. If any content on this site conflicts with the service contract, the service contract controls.

3) Eligibility and enrollment

Eligibility depends on the property type, location, covered item condition, and other factors described in the service contract. Submission of a quote request does not guarantee eligibility or approval. We may require additional information before offering coverage.

4) Service requests and coverage decisions

For a service request, a diagnosis is generally required. Coverage determinations are based on the service contract, the reported issue, diagnostic findings, and any applicable limits/exclusions. Approval may require documentation or technician confirmation.

• Scheduling: Appointment availability varies by geography, season, technician schedules, and parts availability.
• Service fees: Service fees (if any) are described in your contract and may be due per service request.
• Limits: Coverage may be limited per item, per occurrence, and/or per contract term as stated in the contract.
• Non-covered items: If a service request is not covered, we will communicate the reason and may offer options at your cost.

5) Prohibited uses

You agree not to:

• Use the site in a way that violates any laws or regulations.
• Attempt to gain unauthorized access to systems, accounts, or data.
• Transmit malware, spam, or harmful content.
• Use automated methods to scrape or harvest data without permission.

6) Intellectual property

All content on this site, including text, designs, logos, and graphics, is owned by or licensed to the Company and is protected by intellectual property laws. You may not copy or reuse site materials without written permission, except as permitted by law.

7) Disclaimers

• No warranty: The site is provided “as is” and “as available.” We do not guarantee that the site will be uninterrupted or error-free.
• No insurance: Home service contracts are not homeowners insurance and do not replace emergency services.
• Third-party services: We may link to or rely on third parties. We are not responsible for third-party content or services.

8) Limitation of liability

To the maximum extent permitted by law, the Company will not be liable for indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site. Our total liability for any claim related to the site will not exceed $100. This section does not limit liability where prohibited by law.

9) Indemnification

You agree to indemnify and hold harmless the Company from claims arising out of your misuse of the site, violation of these Terms, or infringement of any rights of a third party.

10) SMS/Text messaging terms (10DLC / A2P compliance)

This section applies if you provide a mobile number and opt in to receive SMS messages from Genius Group Coverage / Genius Group LLC. We may operate one or more SMS programs for customer care, informational updates, and (if separately opted in) marketing.

• Opt-in: You opt in by checking the consent box on our website forms (or other documented opt-in method) and providing your mobile number.
• Purpose: Customer care/informational messages may include request confirmations, account notifications, and service request updates. Marketing messages may include promotions or plan updates (only if you separately opt in).
• Frequency: Message frequency may vary depending on your interactions, service request activity, and (if marketing opted in) promotions.
• Rates: Message & data rates may apply.
• Opt-out: Reply STOP at any time to cancel. After you opt out, you may receive a final confirmation message.
• Help: Reply HELP for help or contact support@geniusgroupwy.com.
• Carriers: Carriers are not liable for delayed or undelivered messages.
• Consent not required: Consent to receive SMS is not a condition of purchase.

11) Privacy

Our collection and use of personal information is described in our Privacy Policy, which is incorporated by reference.

12) Electronic communications

By using the site and providing contact information, you consent to receive communications from us electronically (such as email). You agree that electronic communications satisfy any legal requirements that such communications be in writing.

13) Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the “Last Updated” date above. Your continued use of the site after changes means you accept the updated Terms.

14) Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict of law rules, unless otherwise required by applicable law.

15) Contact

Questions about these Terms? Contact us at support@geniusgroupwy.com or call 888-385-2206.